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Home >> Customer Services >> Service Charges  >> >> Charges details as per RBI
Charges details as per RBI
Name of Bank- Oriental bank of Commerce
Savings Bank A/c- No frills A/c
Min. balance -Nil
Charges for non-maintenance -Nil
Savings Bank Accounts with Cheque Facility
All types of pensioners and Senior citizens Minimum balance
With cheque book facility Rs. 250.00 (all branches )

 

Other Accounts holders  
With cheque book facility Rs. 250.00 (rural / semi urban)

Rs. 1000.00 (Urban / Metro)

Charges for non-maintenance For other than individuals

Rs 25/- per month (Rural/Semi Urban)

Rs 50/- per month (Metro/Urban)

For individuals

Rs 15/- per month (Rural/Semi Urban)

Rs 35/- per month

(Metro/Urban)

Savings Bank Accounts without Cheque Facility
All types of pensioners and Senior citizens  
Without cheque book facility >Rs. 20.00 (all branches )
Other Accounts holders  
Without cheque book facility Rs. 100.00 (rural / semi urban)

Rs. 500.00 (Urban / Metro)

Charges for non-maintenance For other than individuals

Rs 25/- per month (Rural/Semi Urban)

Rs 50/- per month (Metro/Urban)

For individuals

Rs 15/- per month (Rural/Semi Urban)

Rs 35/- per month

(Metro/Urban)

Other Savings Bank Accounts
Issue of duplicate Statement-
With latest balance only For other than individuals

Rs. 50.00 for all branches

For individuals

Rs 25.00 for all branches

For previous entries For other than individuals

Rs 50.00 + Rs. 10.00 per additional page for all branches

For individuals

Rs 40.00 + Rs. 10.00 per additional page for all branches

Issue of loose Cheque
MICR Cheque Books For other than individuals

Rs. 2.00 per leaf for all branches

For individuals

Rs. 1.00 per leaf for all branches

Non-MICR Cheque Books For other than individuals

Rs. 1.50 per leaf for all branches

For individuals

Rs. 1.00 per leaf for all branches

Issue of duplicate Passbook
With latest balance only For other than individuals

Rs. 50.00 for all branches

For individuals

Rs 25.00 for all branches

For previous entries Rs 50.00 + Rs. 10.00 per additional page for all branches

For individuals

Rs 40.00 + Rs. 10.00 per additional page for all branches

Mode of calculation of minimum balance
Charges as above be levied for non-maintenance of minimum balance at the end of the month in case the balance at the close of any one or more business day's during the month is observed below the minimum balance requirement. Accounts holders are required to maintain minimum balance and in case balance is observed below the minimum balance requirement, charges should be levied not exceeding Rs. 50.00 or Rs. 100.00, (for Current Account) as the case may be, for a month.
Remittance facilities through own bank
DD issue Charges
Up to Rs. 5000.00 For other than individuals

20.00

For individuals

Rs 15.00

Above Rs. 5000.00 up to Rs. 10000.00 For other than individuals

For Rs. 25.00

For individuals

Rs 20.00

Above Rs. 10000.00 up to Rs. 1,00,000.00 For other than individuals

Rs. 2.50 per Rs. 1000.00 or part thereof

Minimum Rs. 25.00

Maximum Rs. 10000.00

 

For individuals

Rs. 2.00 per Rs. 1000.00 or part thereof

Minimum Rs. 20.00

Maximum Rs. 10000.00

 

Above Rs. 1,00,000.00
DD Cancellation
Cancellation of Draft For other than Individuals

Up to Rs 50000/- Rs. 40.00 per Draft

Above Rs 50000.00-Rs 50.00 per Draft

For individuals

Up to Rs 50000/- Rs. 35.00 per Draft

Above Rs 50000.00-Rs 40.00 per Draft

 

DD Duplicate
Issuance of Duplicate Draft For other than individuals

Up to Rs 50000/- Rs. 30.00 per Draft

Above Rs 50000.00-Rs 60.00 per Draft

For individuals

Up to Rs 50000/- Rs. 25.00 per Draft

Above Rs 50000.00-Rs 50.00 per Draft

DD Revalidation
Revalidation of drafts For other individuals

Rs. 25.00 per draft

For individuals

Rs 20.00 per Draft

PO issue
Up to Rs. 5000.00 For other than individuals

20.00

For individuals

Rs 15.00

Above Rs. 5000.00 up to Rs. 10000.00 For other than individuals

For Rs. 25.00

For individuals

Rs 20.00

Above Rs. 10000.00 up to Rs. 1,00,000.00 For other than individuals

Rs. 2.50 per Rs. 1000.00 or part thereof

Minimum Rs. 25.00

Maximum Rs. 10000.00

For individuals

Rs. 2.00 per Rs. 1000.00 or part thereof

Minimum Rs. 20.00

Maximum Rs. 10000.00

 

Above Rs. 1,00,000.00
PO Cancellation
Cancellation of PO For other than Individuals

Up to Rs 50000/- Rs. 40.00 per PO

Above Rs 50000.00-Rs 50.00 per PO

For individuals

Up to Rs 50000/- Rs. 35.00 per PO

Above Rs 50000.00-Rs 40.00 per PO

PO Duplicate
Issuance of PO For other than individuals

Up to Rs 50000/- Rs. 30.00 per PO

Above Rs 50000.00-Rs 60.00 per PO

For individuals

Up to Rs 50000/- Rs. 25.00 per PO

Above Rs 50000.00-Rs 50.00 per PO

PO Revalidation
Revalidation of PO For other individuals

Rs. 25.00 per PO

For individuals

Rs 20.00 per PO

TT issue
Up to Rs. 5000.00 For other than individuals

20.00

For individuals

Rs 15.00

Above Rs. 5000.00 up to Rs. 10000.00 For other than individuals

For Rs. 25.00

For individuals

Rs 20.00

Above Rs. 10000.00 up to Rs. 1,00,000.00 For other than individuals

Rs. 1.50 per Rs. 1000.00 or part thereof

Minimum Rs. 30.00

Maximum Rs. 5000.00

 

For individuals

Rs. 1.25 per Rs. 1000.00 or part thereof

Minimum Rs. 30.00

Maximum Rs. 5000.00

 

Above Rs. 1,00,000.00
TT Cancellation
Cancellation of TT No charges prescribed
TT Duplicate
Issuance of Duplicate TT No charges prescribed
TT Revalidation
Revalidation of TT No charges prescribed
EFT Charges-inward Service Charges of Rs 20/- per transaction shall be shared amongst Remitting Bank (Rs 10/-) and Receiving Bank (Rs 10/-).
EFT Charges-Outward Service Charges of Rs 20/- per transaction shall be shared amongst Remitting Bank (Rs 10/-) and Receiving Bank (Rs 10/-).

 

RTGS -outward
Banker Transaction Rs 1.50/1000 with Minimum Rs 500/- and maximum Rs 1500/- per transaction (inclusive of charges payable to RBI, if any) +Service Tax & Education Cess
Customer Transaction Rs. 1 - 5 Lakh : Rs. 25 per transaction

Rs. 5 lakh and above : Rs. 50 per transaction
RTGS -Inward
Banker Transaction Charges payable to RBI, if any + Service Tax & Education Cess
Customer Transaction Charges payable to RBI, if any + Service Tax & Education Cess
Remittance facilities through other bank
DD-Issue -Charges not prescribed
DD-Cancellation - Charges not prescribed
DD-Duplicate - Charges not prescribed
DD-Revalidation - Charges not prescribed
PO-Issue - Charges not prescribed
PO-Cancellation - Charges not prescribed
PO-Duplicate - Charges not prescribed
PO-Revalidation - Charges not prescribed
TT-Issue - Charges not prescribed
TT-Cancellation - Charges not prescribed
TT-Duplicate - Charges not prescribed
TT-Revalidation - Charges not prescribed
EFT Charges - Charges not prescribed
EFT Charges Service Charges of Rs 20/- per transaction shall be shared amongst Remitting Bank (Rs 10/-) and Receiving Bank (Rs 10/-).

 

RTGS Outward Rs. 1 - 5 Lakh : Rs. 25 per transaction

Rs. 5 lakh and above : Rs. 50 per transaction
RTGS Inward No Charges being charged for Inward Remittances at Present
Cheque Collection-Local
Local Cheques No collection charges to be levied.
Immediate credit of local cheques up to Rs. 15,000/-(Rural/Semi Urban) and Rs 25000/-(urban/Metro) Rs. 15.00 per instrument
outstation through own bank *
Up to Rs. 1,000.00 For other individuals

Rs. 20.00

For individuals

Rs 10.00

Above Rs. 1000.00 up to Rs. 5000.00 For other individuals

Rs. 25.00

 

For individuals

Rs 20.00

Above Rs. 5000.00 up to Rs. 15,000.00 For other than individuals

Rs. 35.00

For individuals

Rs 30.00

Immediate credit of local cheques up to Rs. 15,000/-(Rural/Semi Urban) and Rs 25000/-(urban/Metro) Normal collection charges as above marked *
Bouncing of Cheques-Local
Cheque Returning charges

Local Cheques

(For Cheques returned by us)

For other than individuals

Upto Rs 10000/- Rs 40.00

Above Rs 10000/- and upto Rs 50000/- Rs 80.00

Above Rs 50000/- and upto Rs 100000/- Rs 150.00

Above 100000/- Rs 150/- + Rs 45/- per lac or part thereof.

For individuals

Upto Rs 10000/- Rs 30.00

Above Rs 10000/- and upto Rs 50000/- Rs 70.00

Above Rs 50000/- and upto Rs 100000/- Rs 140.00

Above 100000/- Rs 140/- + Rs 45/- per lac or part thereof.

Cheque Returning charges

Local Cheques

(For Cheques returned to us)

For other than individuals

§ Rs 20.00. (For Savings Bank)

Rs. 30.00 (For other types of accounts)

For individuals

Rs 15.00 (for Savings Bank)

Rs 25.00 (For other types of accounts

Bouncing of Cheques- Outstation -through own bank
Outstations Cheques / Bills

(Inward and outward collection)

For other than individuals

50% of collection charges (marked * above) subject to minimum Rs. 100.00

For individuals

40% of collection charges (marked * above) subject to minimum Rs 75/-

Bouncing of Cheques- Outstation -through other bank
For other than individuals

50% of collection charges (marked * above) subject to minimum Rs. 100.00 + Other Bank charges

For individuals

40% of collection charges (marked * above) subject to minimum Rs 75/-+ Other bank Charges

Miscellaneous
Balance Inquiry -Charges not prescribed
Balance Certificate
  • Rs. 10.00 per certificate per account holder (Rural/Semi Urban)
  • Rs 25.00 per certificate per account holder (Urban/Metro)
Interest Certificate - NIL
Account Closure- (within 12 months of opening of account)
Savings Bank account For other than individuals

Rs. 25.00 (all branches)

For individuals

Rs 20.00 (all branches)

Current Accounts For other than individuals

Rs 100/- per month

For individuals

Rs 90/-per month

Use of Fax/Telephone/Modem -Charges not prescribed
Photo attestation -Charges not prescribed
Signature attestation
  • Rs. 10.00 per certificate per account holder (Rural/Semi Urban)
  • Rs 25.00 per certificate per account holder (Urban/Metro)
Stop payment charges
All types of accounts For other than individuals

Rs. 50.00 per cheque and not per instruction for all branches subject to maximum Rs. 250.00

For individuals

Rs. 25.00 per cheque and not per instruction for all branches subject to maximum Rs. 200.00

Inoperative Account Charges
Savings Bank account NIL
Current Accounts NIL